Driver Insurance Options

Be prepared.
Every Mile Matters.

Don't just meet the minimum requirements.

You’re a responsible driver. But that doesn’t mean you shouldn’t have options when it comes to your insurance options. With Zeeba, you can trust that you’re covered – no matter what.

Delivery driver smiling

Make sure you're fully covered when you drive with Zeeba.

You’re a responsible driver. But that doesn’t mean you shouldn’t have options when it comes to your insurance plan. With Zeeba, you can trust that you’re covered – no matter what. We combine technology and data to inform your policy, with coverage specifically designed for you.

Driver Insurance Packages

Comprehensive & Collision
Covers up to full value of Zeeba vehicle
Collision Deductible: $2,500

*This policy extends no coverage to any mechanical issues. Restrictions and exclusions apply. We offer minimum limits for individual states of operation. Above limits are listed for California, limits for rentals originating in other states are adjusted to that state’s minimum financial responsibility limits. Department of Insurance License Number 0K24011

As of September 8, 2023, Zeeba is only offering optional comprehensive collision coverage. Liability insurance covers other people’s property damage and injuries after accidents caused by the policyholder, while collision insurance pays for damage to the policyholder’s own vehicle after an accident, regardless of fault. Furthermore, Liability insurance is required by law, collision coverage is not. Please discuss with your account manager if you would like to enroll or need assistance. If you were involved in an accident you can contact our team and they will help you.

What are the Zeeba wear and tear guidelines?

Wear and tear is inevitable damage that happens naturally as a result of the normal aging and wear that occurs as a car accumulates mileage.  Wear and tear on rental and leased vehicles includes body damage, dents, paintwork, glass and the interior.

Here’s a breakdown on what’s considered acceptable wear and tear — and what’s considered damage that requires repair. If you return a Zeeba vehicle with wear and tear that falls into the damage category, you can expect some sort of restoration/damage fees. It can be difficult to determine how much damage is too much and what is considered normal vehicle wear and tear. Therefore, we have created this set of standards to serve as general guidelines as we inspect our fleet. In it, we define what is considered normal car wear and tear, and what is not.

This will allow Zeeba and our customers to fully understand the damage charges, if any, at the end of the rental or lease term. Because our customers rent for varying lengths of time and the mileage driven during the rental/lease period will differ, we will make adjustments when assessing damages based on how the vehicle was used. However, there are a few conditions that we don’t consider regular wear and tear and will always require repair. They include:

If any vehicles are returned with any of the damages in the list below, Zeeba Automotive reserves the right to request compensation.

  • Obvious abuse to the vehicle
  • Smoking
  • Punctured Tires
  • Water damage
  • Incomplete, insufficient or inadequate repairs performed or paid for by the customer
  • Cosmetic alterations to the interior or exterior not properly removed.
  • Broken or cracked lenses or glass
  • Structural/frame damage
  • Missing or non-working bulbs
  • Warning lights on the dash
  • Any mechanical, transmission or engine damage
  • Misfuel
  • Inoperable electrical items such as a USB port
  • Visibly damaged or missing wiper blades
  • Broken or cracked mirrors
  • Broken or damaged seat belts

What is your policy for body damage?

The normal fleet wear and tear on these parts would be small scratches that can be buffed out. The following are considered acceptable:

  • Cracks (Trim):
    High Visibility - Any visible Crack is acceptable
    Low Visibility - Cracks up to 5” is acceptable
  • Pinstripes/Aftermarket Decals
    Pinstripe/Aftermarket decals should be fully intact.
    The following is considered damage: Broken Pinstripes, Pinstripe Shadow from removal, Any non-Zeeba decals on vehicle
  • Chips Per Panel:
    Up to 2 small chips (1/16” or less)
    Up to 8 medium chips (under 1/16” to ¼”)
    Up to 4 large (under ¼” to ½” chips)
  • Acid Spots Per Panel:
    Up to 1 localized area no larger than 1”x1”
    Up to 5 spots under ½”
    Up to 2 spots under 1 ½”
  • Oxidation: Oxidation is considered damage.
  • Scratches:
    Light scratches up to 5” long in high visibility areas
    Light scratches up to 12” in low visibility areas
    Heavy scratches up to 2” long in high visibility areas
    Heavy scratches up to 4” long in low visibility areas

If there are any missing or broken parts on the exterior such as a headlight/lamp will be counted as damage regardless of the cost. If there are easily visible sand grinding marks, overspray or a bad color match after repairs done by the customer, it is considered damage.

Alterations that create holes inside the body of the car, and any other alterations that reduce the resale value of the vehicle also count as damage.

Below are examples of acceptable body damage:

Acceptable body damage

Below are examples of chargeable body damage:

Chargeable body damage

What is your policy for dents?

Acceptable wear and tear include minor dents that do not jeopardize the panel’s structural integrity.

  • Per Panel
    Up to 1 dent with paint damage no greater than 1”
    Up to 5 dent’s without paint damage no greater than 1”

Below are examples of acceptable dents body damage:

acceptable dents body damage

Below are examples of chargeable dents body damage:

chargeable dents body damage

What is your paint work policy?

Acceptable wear and tear include minor chipping relative to the age of the vehicle. Chargeable damage includes major abrasions, color mismatch between panels, loss of color or gloss, damage as a result of stickers or decals.

What is your glass policy?

Acceptable wear and tear include light scratches, minor chipping, and minor scuff marks or scratches. The damages must be no more than ¼” in the line of sight area of the windshield, ½” in the driver’s wiper arc area of the windshield, and up to 1 ½” in the non-critical area of the windshield. Chargeable damage includes any visible cracks, no matter the length, and holes or cracks in the glass or light covers. Below circled in red is an example of acceptable damage. Circled in black are examples of chargeable damage.

What is your interior damage policy?

Acceptable wear and tear include scuffed floor mats, trim, or panels and any professional repairs or remediation to damage. Chargeable damage includes torn or bent trim panels, malodor, smoke related smells, electrical damage, etc. Below are examples of chargeable damage:

interior damage policy

What is your upholstery damage policy?

If there are stains on the seats that can be easily removed, that is considered normal wear. Chargeable damages include deeply stained upholstery, mud-caked seats, burn marks, holes from cigarettes and lighters, tears or holes in the fabric,  etc. If there are any stains that cannot be removed and the upholstery needs to be replaced, that is also considered chargeable. We do not allow smoking in our vehicles. Smoking in our vehicles will result in a fine of $2500 in addition to the full cost to remediate the smell up to and including replacement of the interior upholstery. Below are examples of acceptable upholstery damage:

upholstery damage policy

Below are examples of chargeable upholstery damage:

chargeable upholstery damage

What is your dashboard damage policy?

Normal wear and tear on the vehicle’s dashboard would be the presence of dust and dirt. Chargeable damage would be burn marks, cuts, and any tears in the material.

Below are examples of chargeable damage.

chargeable damage for dashboard

What is your roof and floor pan damage policy?

Normal wear and tear for the roof and floor would be small scratches and tiny dents from gravel or asphalt roads. Any damage to the floor pan that requires repair will be considered chargeable damage.

Below are examples of chargeable roof damage.

examples of chargeable roof damage

What is your tires and rims damage policy?

Normal wear and tear of the tires and, or rims include wear down of tread due to miles driven and minor scratches to the rim. Chargeable damages include punctured tires, bent rims, and large scrapes to the rim.

Below are examples of acceptable damage:

acceptable damage tires and rims

Below are examples of unacceptable damage:

unacceptable damage tires and rims

What is your mechanical damage policy?

Normal wear and tear of the tires/rims include wear down of tread due to miles driven and minor scratches to the rim. Chargeable damages include punctured tires, bent rims, and large scrapes to the rim. The following must be in working order and not damaged in any way:

  • Parking brake
  • Horn
  • Interior & exterior rear-view mirrors
  • Entertainment system
  • Cigarette lighter 12v
  • USB ports
  • Sun visors
  • Exterior door handles
  • Interior door handles & locks
  • Window controls
  • Safety belts
  • Mirrors
  • Locks
  • Key Fobs

Below are examples of chargeable damage:

mechanical damage policy

Should any vehicle rented from Zeeba Automotive be returned with damage, your company will receive notification via email. Your company contact will receive a Recovery Packet which will include photos of the damage and an estimate of repair. We request that all payments for damage be made within 30 days of notice. Failure to remit payment within 30 days will result in added interest of 10% per month. Further, if damages are to be processed with your company’s insurance carrier we ask for all claims information to be received within 5 days. Delays of payment for Smoke Damage and Upholstery repair will incur additional late fees of 10% per month. If you have any questions please email claims@drivezeeba.com.

What do I do if I get in an accident?

If you’re in an accident, your safety is the most important. Call 911, your insurance provider (if applicable), and Zeeba at 800-940-9332.

If possible and can be done safely, take photos of the vehicles at the scene.

We understand that accidents and damage will occur from time to time. Should an accident or damage occur, please submit all details to claims@drivezeeba.com.

An insurance specialist will contact you regarding your claim or to gather additional information regarding the accident.

What do I do if I incur body damage on the vehicle during my rental period?

Should any vehicle rented from Zeeba Automotive be returned with damage, your company will receive notification via email. Your company contact will receive a Recovery Packet which will include photos of the damage and an estimate of repair.

We request that all payments for damage be made within 30 days of notice. Failure to remit payment within 30 days will result in added interest of 10% per month.

Further, if damages are to be processed with your company’s insurance carrier we ask for all claims information to be received within 5 days. Delays of payment for Smoke Damage and Upholstery repair will incur additional late fees of 10% per month.

If you have any questions please email claims@drivezeeba.com.

Ready to get started?

Simply contact us and a Zeeba team member will reach out to you to identify your needs, select a vehicle, and lease duration.

Or Call 800-940-9332